Ridesharing services like Uber and Lyft have revolutionized the way we travel. With just a few taps on our smartphones, we can summon a ride to take us anywhere we need to go. But what happens if you’re injured while riding in an Uber? Who is responsible for your injuries?
What Are the Laws Related to Uber’s Liability?
The laws that govern liability for injuries sustained in an Uber accident vary from state to state. In general, however, there are a few key legal concepts that apply in most cases.
Uber initially considered its drivers as independent contractors, arguing that it merely connected riders with drivers and should not bear responsibility for any accidents.
However, after several incidents involving Uber drivers, Nevada law mandated rideshare drivers be classified as employees, and Uber was required to provide insurance for all its drivers.
Different insurance rules apply to the three periods of an Uber driver’s operation. When the driver is offline (Period 1), their personal insurance applies. If they’re logged into the app but without a passenger (Period 2), Uber’s contingent insurance kicks in. When carrying a passenger (Period 3), a $1,000,000 Uber policy covers any accidents. This policy behaves like uninsured/underinsured coverage, taking care of injuries beyond what the at-fault driver’s insurance can handle. This coverage also comes into effect when a hit-and-run incident occurs.
For example, suppose an Uber driver, with a passenger, gets into an accident caused by another driver who doesn’t have adequate insurance coverage. In such a case, Uber’s uninsured/underinsured motorist coverage can provide compensation for medical expenses, lost wages, and other damages beyond what the at-fault driver’s insurance can cover, up to the policy limit of $1 million.
How Does the Legal Process Work?
Victims are eligible to file a personal injury lawsuit seeking compensation for their injuries, which involves filing an insurance claim against Uber and any other parties involved, depending on the accident’s specifics. Factors like the severity of injuries and their impact on the victim’s life significantly influence the worth of a personal injury claim.
If you’re injured while riding in an Uber, the first step is to seek medical attention for your injuries. Once you’ve received medical treatment, you should contact an experienced personal injury lawyer who can help you navigate the legal process.
Your lawyer will investigate the circumstances of the accident and determine who may be liable for your injuries. This may include the Uber driver, another driver on the road, or even Uber itself.
Your lawyer will also work with insurance companies to negotiate a settlement on your behalf. If a settlement cannot be reached, your lawyer may file a lawsuit to recover damages for your injuries.
How Much Compensation Will I Receive?
The amount of damages you may be able to recover in an Uber accident lawsuit depends on a variety of factors, including the severity of your injuries, the cost of your medical treatment, and the impact of your injuries on your daily life.
In general, you may be able to recover damages for:
- Medical expenses, including hospital bills, doctor’s visits, and medication
- Lost wages, if your injuries prevent you from working
- Pain and suffering, including physical pain and emotional distress
- Property damage, if your personal property was damaged in the accident
By seeking compensation with a rideshare collision attorney you can determine the potential value of your case and work to negotiate an amount that fairly compensates you for your injuries.
What Are Some Related Legal Concerns?
In addition to liability for passenger injuries, there are other legal concerns related to Uber and other ridesharing services. For example:
- Liability for accidents involving pedestrians or other drivers on the road
- Liability for accidents caused by Uber drivers who are under the influence of drugs or alcohol
- Liability for accidents caused by Uber drivers who are distracted by their smartphones or other devices
If you’ve been injured in an accident involving Uber or another ridesharing service, it’s important to work with an experienced personal injury lawyer who can help you navigate these complex legal issues.
How Can an Experienced Lawyer Help?
If you’ve been injured while riding in an Uber, an experienced personal injury lawyer can help you in a number of ways. Your lawyer can:
- Investigate the circumstances of the accident to determine who may be liable for your injuries
- Work with insurance companies to negotiate a fair settlement on your behalf
- File a lawsuit to recover damages if a settlement cannot be reached
- Represent you in court and advocate for your rights throughout the legal process
In addition, your lawyer can provide you with guidance and support as you navigate the physical, emotional, and financial challenges of recovering from your injuries.
If you’ve been injured in an Uber accident, contact Elsner Law Firm at 206-447-1425 for a free case evaluation. With the right legal representation, you can protect your rights and recover the compensation you deserve.